Larger employers · 50+ employees

More people, more rules. Still one person to call.

Past 50 full-time-equivalent employees, the responsibilities change. Babiya works alongside your HR team on the benefits side: the options, the enrollment, the education, and the questions that come up all year.

Start a conversation with Babiya

What usually brings HR teams to the conversation

You’ve crossed, or are about to cross, the 50-employee line, and the ACA questions have arrived.
Your group plan is getting expensive and people still say there are gaps.
Enrollment season is a scramble across shifts, sites, and languages.
Leadership wants to know whether benefits are actually helping you keep people.

ACA compliance and regulatory navigation

Businesses with 50 or more full-time-equivalent employees are Applicable Large Employers (ALEs). They must offer health coverage that meets ACA standards and complete mandatory IRS filings (1094-C and 1095-C). Babiya helps you:

Set up ACA tracking and documentation systems
Integrate with your payroll or HRIS platforms
Get ongoing guidance to help avoid costly penalties

Cost containment through voluntary benefits

Voluntary plans work with your existing group health plan, not against it, to ease cost pressure and give people more complete protection:

Voluntary accident, disability, hospital indemnity, and critical illness plans
No direct employer cost, and high perceived value to employees
Section 125 tax-saving structures that reduce FICA liability

Enrollment platforms at no cost to you

User-friendly digital enrollment platforms, at no cost to you, simplify benefits administration and improve the employee experience. Babiya has also built strong relationships with leading benefits administration vendors, such as ADP and bswift, so you can use trusted technology partners without extra cost or complexity.

Open enrollment online or hybrid
Participation and engagement tracking
Targeted communications and decision-support tools
Videos, plan comparisons, and digital guides

Benchmarking and gap analysis

Using industry benchmarks and your current data, Babiya helps you see:

Where your benefits are underperforming
How to close gaps without increasing costs
Where to expand your offerings in line with your retention and DEI goals

Education that reaches everyone

Multilingual, culturally competent benefits education sessions
On-site and virtual enrollment meetings across shifts and locations
Engagement campaigns by role, department, or location
Materials designed for HR, managers, and employees

Aligned with your DEI and workforce strategy

Inclusive offerings for mental health, caregiving, and financial wellness
Strategies to support underrepresented groups
DEI-friendly communications and outreach

A partner to HR and the C-suite

Support for your total rewards strategy
Quarterly analytics and insights
Messaging that fits your employee value proposition
Available for board meetings, executive briefings, and leadership off-sites

Culture, retention, and employer brand

At this size, your benefits don’t just protect people. They help define your culture. Babiya helps you use them to drive engagement and loyalty, build onboarding and retention strategies around them, and create a workplace people want to be part of.

Plan availability, pricing, and terms vary by carrier and state.

Your first conversation

Good questions to bring.

There are no wrong questions. These are a few that tend to open up the right conversation.

Start a conversation with Babiya How working together works

“Are we set up to track ACA eligibility and file on time?”
“Where are our benefits leaving people exposed?”
“How do we run enrollment across every shift, at no cost to us?”
“What should leadership see in our quarterly numbers?”