Solo entrepreneurs often wear every hat—from CEO to HR to operations. But just because you don’t have employees (yet) doesn’t mean you don’t deserve protection, peace of mind, and smart financial tools. One Degree Benefits specializes in helping solopreneurs access the same quality benefits and risk protection as larger companies—without the overhead or complexity.
If you're injured, sick, or unable to work, who pays you? Accident, disability, and critical illness coverage can provide direct cash benefits when you need it, most—helping you stay afloat without dipping into savings or disrupting your business.
As a 1099 or self-employed individual, you may be eligible to deduct premiums or structure plans in ways that reduce your taxable income. We help you understand and structure these benefits for the best financial advantage.
Unlike traditional group plans, you don’t need to have employees to access coverage. We help you set up policies designed for one—but scalable as you grow your business.
When you do hire your first employee, you’ll already have a structure in place, saving time, reducing compliance risk, and showing your team you’ve invested in building a workplace that cares.
We’re here when you:
We don’t just “sell insurance.” We work with you to understand how benefits can be a strategic tool for stability, compliance, and even client confidence (especially in industries where proof of insurance or financial resilience builds trust).
