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Individuals

What One Degree Benefits Offers to Individuals (Non-Business Owners)

You don’t need to own a business to benefit from what we do. Whether you’re working full-time, part-time, self-employed, in-between jobs, or retired, One Degree Benefits can help you protect your income, your health, and your future.

Here’s what we offer:

Income Protection When Life Happens

If you’re hurt or become seriously ill, your bills won’t wait. We help you set up affordable coverage that pays you directly when the unexpected happens—so you can focus on healing, not hustling.

  • Accident coverage for everyday mishaps

  • Short-term disability if you can’t work due to injury or illness

  • Critical illness plans for cancer, heart attack, stroke, etc.

  • Hospital indemnity plans to cover out-of-pocket costs from hospital stays

These benefits pay you cash, regardless of your existing health insurance.

Supplemental Plans to Fill Gaps in Health Insurance

Even the best health insurance leaves gaps. We help you fill in the financial cracks, especially if you have high deductibles, co-pays, or are uninsured.

  • We explain your options in clear, simple terms

  • Plans start as low as a few dollars a week

  • You get to customize based on your budget and life situation

Education & Empowerment

Most individuals don’t know what’s available to them—or how benefits work. We believe in empowering you through education so you can make confident choices.

  • One-on-one benefit consultations

  • No-pressure conversations

  • We meet you where you are—digitally, over the phone, or in person

Support for Families & Caregivers

Whether you’re raising a family, caring for aging parents, or navigating it all solo—we help you build a safety net.
We’ll help you figure out:

  • What happens if your child gets hurt or hospitalized

  • How to protect your income if you need to take time off to care for a loved one

  • How to make sure your household isn’t financially derailed by one unexpected event

Guidance for Life Transitions

We’re here when you:

  • Start a new job

  • Leave a job or retire

  • Lose coverage through an employer

  • Go through a major life event (birth, divorce, move)

Our team helps you navigate the benefit maze and stay covered—no matter what stage of life you’re in.

Our Approach: Human, Helpful, Honest

You won’t find pushy salespeople here. At One Degree Benefits, we lead with empathy and honesty. We believe everyone deserves access to affordable, meaningful coverage—not just those with big job titles or corporate plans.
Start with a Free Consultation